Get RS. 20 Lakh Loan Online

Are you looking for ways to fund your wedding or home renovation plans? Look no further. A Personal Loan from HDFC Bank is just the right fit for your financing needs. You can get a Rs 20 lakh loan to book your wedding venue or pay the caterers or redesign your home the way you want.

Getting a Rs 20 lakh Personal Loan from HDFC Bank is simple and hassle-free. And the best part is you can use the money for any purpose – from the long-overdue overseas vacation to funding your children's academic dreams. If you have multiple debts like credit card bills and high-cost loans, you can consolidate all these obligations using a Personal Loan. Pay them off with easy EMIs on a Rs 20 lakh loan.

Why go for a Rs 20 lakh Personal Loan?

You may sometimes not be eligible for a targeted loan option (like Home Loan, Car Loan, etc.). But the need for funds remains, and a Personal Loan is your way out. Being an unsecured loan option, you do not have to provide any security for your Rs 20 lakh loan. The bank takes into consideration your monthly income, credit score and loan repayment history to assess your eligibility for the same.

To get a Rs 20 lakh loan from HDFC bank, you must be at least 21 years old and not more than 60 years old. Salaried individuals are eligible to apply for a Rs 20 lakh Personal Loan.

Rs 20 lakh loan EMI and application

To check out the loan amount you are eligible for and the EMI on a Rs 20 lakh loan, you can use HDFC Bank Personal Loan Eligibility and EMI Calculators[RRS1] .

To get a Rs 20 lakhs loan, you can apply online via NetBanking or through an ATM or by visiting the branch. HDFC Bank offers attractive interest rates, which depends on your credit score, loan tenure choice and amount, among other things. Existing HDFC Bank customers can also enjoy even more competitive interest rates and additional offers on loan processing fees.

​​​​​​​Documents required to get Rs 20 lakh Personal Loan

To get a Rs 20 lakh loan from HDFC Bank, here is the list of documents required by the bank.

• Identity proof (copy of passport/voter ID card/driving license/Aadhaar)
• Address proof (copy of passport/voter ID card/driving license/Aadhaar)
• Bank statement of the previous 3 months (Passbook of the previous 6 months)
• Two latest salary slip/current dated salary certificate with the latest Form 16
• Proof of end-use

All you need to do now is click and apply for a Rs 20 lakh loan. Use the money to pay for education, wedding costs, medical bills or any big-ticket purchases. Our Personal Loans can make your dreams come true.

Looking to apply for a 15 lakh Personal Loan? Click here to read more.

*Terms and conditions apply. Personal Loan at the sole discretion of HDFC Bank limited. Loan disbursal is subject to documentation and verification as per Banks requirement.