Credit Card for iPhone Why & How to Buy an iPhone on Credit Card

16 January, 2024

The iPhone is an incredible line of smartphone produced by Apple Inc. It is characterized by an outstanding user interface & experience, an unreal camera experience, the utmost secure operating system, and so on. If you have an iPhone wish listed for a while, now is the time to move it to the cart and buy it. One of the most convenient ways of buying an iPhone is with a Credit Card. You can choose to pay in full or in easy EMIs. What’s more, if you are an HDFC Bank Credit Card holder, you may also be able to avail of other exciting offers like discounts or cashbacks on your iPhone purchases. Continuing to read to know more about the benefits of using Credit Card for iPhone purchases.

Reasons to Buy an iPhone using Credit Card

Here's why you should buy an iPhone using your HDFC Bank Credit Card:

• Buy now, pay later 

With a Credit Card, you can make an upfront payment for your iPhone. This transaction will be part of your upcoming Credit Card bill. This way, you don’t have to worry about using your savings at once.

• Seamless payments

Any iPhone model and variant you wish to buy will be significantly priced. A Credit Card allows you to make such high-value purchases without depleting immediately depleting your Savings. You can pay for the phone online via the official channels or authorised e-commerce sellers or offline via authorised stores.

• Flexible payment options

Thanks to your HDFC Bank Credit Card, you can actually afford to pay for an iPhone with your HDFC Bank Credit Card. You can buy the iPhone in easy EMIs spread across your preferred tenure. In fact, with select HDFC Bank Credit Cards, you can enjoy No-Cost EMI benefits for up to three to six months.

• Enjoy exclusive discounts and cashback

The Credit Card for iPhone offers several discounts and cashback, which can help you save significantly on your iPhone purchase. You can avail the offers whether you are shopping directly from the Apple website, or authorised e-commerce websites and retail outlets.

• Earn reward points 

Every transaction made through your HDFC Bank Credit Card earns you reward points. You can redeem Credit Card reward points in various ways like clearing your Credit Card dues, obtaining brand vouchers, and miles, etc. Buy an iPhone using your HDFC Bank Credit Card and add a good number of reward points to your Credit Card account.

Ways to Buy an iPhone Using a Credit Card

Here’s how you can buy an iPhone:

• Apple website 

You can directly purchase the phone from the official website. Here, you can check for any offers for your Credit Card. HDFC Bank Credit Card holders can avail of amazing discounts and no-cost EMI offers.

• E-commerce websites 

You can conveniently buy an iPhone with Credit Card on e-commerce websites. Search for the preferred iPhone model, and navigate the ‘cards offers’ or relevant section.

• Authorised stores

You can walk into an authorised store and buy an iPhone with your Credit Card. Ensure you check for Credit Card offers. You can also convert the purchase into pocket-friendly monthly payments.

Apply for an HDFC Bank Credit Card Now

At the HDFC Bank, we offer an array of Credit Cards with varying perks to suit different lifestyles. Enjoy interest-free period, cashback and reward points, travel and dining benefits and more. All HDFC Bank Credit Card benefits, be it discount offers or No-Cost EMI options, depend on the fulfilment of the eligibility requirement. Check your HDFC Bank Credit Card eligibility here.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.