How to Get the Swiggy HDFC Bank Credit Card Free for Lifetime

17 January, 2024

Swiggy is one of the leading online food delivery applications that brings all restaurants in your city into your pocket. Whether it's cooking gone wrong, no mood to cook, movie/game night with friends, or midnight hunger pangs, Swiggy promises lightning-fast delivery of your favourite dishes to your doorstep.

Besides food, you can rely on Swiggy to deliver groceries, shop from small online businesses, or pick up/drop off any package. You can also make reservations at various dine-outs and enjoy exclusive discounts on billing.

What is the Swiggy HDFC Bank Credit Card?

Swiggy HDFC Bank Credit Card is a product designed for customers to enjoy an incredible dining and shopping experience. It extends fantastic discounts, cashback offers, and other benefits, making it a must-have card in your wallet. Following is a quick mention of the lifetime free Swiggy Credit Card benefits:

• Swiggy HDFC Bank Credit Card welcome benefit
  
  The Swiggy HDFC Bank Credit Card extends a complimentary Swiggy One membership for three months. With the membership, you enjoy free online deliveries and exciting discount across the Swiggy Platform. You need to link the Swiggy Credit Card to the Swiggy App to avail the membership.
  
  

• Earn cashback on every online and offline spend:
  
  You earn a cashback of 10% on Swiggy food ordering, Instamart, Dineout, and Genie transactions, 5% on online spends made across various categories and 1% on other spends.

Note:

• You can enjoy the lifetime free Swiggy Credit Card benefits only upon card activation. Click here to know how you can activate your Credit Card.

• The monthly cashback limit for Swiggy transactions is ₹1,500, online spends is ₹1,500, and for other spends is ₹500.

• The cashbacks are rounded off the nearest rupee and credited to your Swiggy Money Wallet.

• You do not earn cashback on Swiggy transactions made from Swiggy Money Wallet, Swiggy Minis, and Swiggy Liquor.

• You do not earn cash back on rent, utilities, fuel, Insurance, EMI, Jewellery, or Government related spends. Click here for a detailed Credit Card benefits inclusion and exclusions.
  
  

How can you obtain a Swiggy Credit Card free of charge?

You need to pay an annual fee of ₹500 second year onwards for Swiggy HDFC Bank Credit Card usage. The annual fee is waived if your total spends exceeds ₹2,00,000 in a year. Hence, you should consider dining and shopping as much as possible through the Credit Card to enjoy no charges.

Swiggy HDFC Bank Credit Card Additional Benefits

• No-interest period: You can enjoy a 50-day interest-free period on your Swiggy HDFC Bank Credit Card transactions.

• Easy EMI options: You can avail flexible payment options like no-cost and low-cost EMI.

• Add-on Cards: You can avail of up to three complimentary add-on cards.

• Zero lost card liability: In the unfortunate case of your Credit Card gets lost, report it to the bank immediately. You do not have to bear any liability cost and you will receive a replacement card in the shortest possible time frame.
  
  

How to apply for a Swiggy Credit Card?
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You can apply for the Swiggy Credit Card in the following two ways:

• You can apply for the Swiggy HDFC Bank Credit Card by reaching out to the HDFC Bank, offline or online.

• You can apply for the Credit Card via the Swiggy App by clicking on the account section.
  
  

You should keep the following documents handy to apply for the Swiggy HDFC Bank Credit Card:

• Identity proof

• Address proof
  
  

You can submit any of the following documents as identity and address proof:

• Aadhar card

• Valid passport

• Valid Driver's license

• Election/ Voter Card issued by the Election Commission of India

• Job card issued by NREGA and duly signed by an officer of the State Government

• Letter issued by the National Population Register mentioning your name and current address
  
  

Note: If an additional document requirement arises, the HDFC Bank representative will contact you to obtain it. You can fulfil the KYC requirement by visiting the nearest HDFC Bank branch or online via real-time video calling.

Check your Swiggy HDFC Bank Credit Card eligibility here.

*The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances. Credit Card approvals at the sole discretion of HDFC Bank Limited. Credit Card approvals is subject to documentation and verification as per Bank's requirement. Interest rates are subject to change. Please check with your RM or closest bank branch for current interest rates.