PayZapp UPI - How to link Rupay Credit Card with PayZapp UPI

01 January, 2024

Effortless payments, enhanced security, and exclusive rewards – all in one application; that’s PayZapp for you. This mobile payment application by HDFC Bank is a comprehensive solution to easily conduct and manage a multitude of payments. With PayZapp’s Unified Payment Interface (UPI), you can link your RuPay Credit Card easily and make instant payments in just a few clicks. Let us learn the process of linking RuPay Credit Card with PayZapp and explore its various benefits.

How To Link RuPay Credit Card With PayZapp UPI?

Follow this step-by-step guide to link your RuPay Credit Card with PayZapp UPI.

Step 1: Download PayZapp

If you have not done so already, you first need to download the PayZapp mobile application from the Apple App Store or the Android Google Play Store, as applicable.

Step 2: Create a new account

Once you download PayZapp, you will be prompted to register on it using your mobile number. You must complete all the steps to register successfully.

Step 3: Link your RuPay Credit Card with PayZapp UPI

Upon completing the registration process and reaching the home page, you need to tap on the ‘Accounts and Cards’ section on the app’s home screen and select the ‘UPI Accounts’ option to proceed. You may link the RuPay Credit Card while registering on the app as well, during the onboarding process.

Step 4: Enter card details

Tap on ‘Add New’ option, and choose the RuPay Credit Card. You need to select the bank from which your RuPay Credit Card is issued. You must enter the last six digits of your Card and its expiry date. You will receive an (OTP) sent on your Registered Mobile Number (RMN), which you must enter to proceed to the next step where you can set your PIN.

Step 5: Setup UPI PIN

You can now setup a UPI PIN of your choice. You must enter it twice to reconfirm it. Just follow the in-app instructions to create a secure UPI PIN.

1. Go to PayZapp Home > Accounts & Cards > UPI Accounts.

2. Click on the ‘Credit Cards’ tab.

3. Enter the last 6 digits of the Card and expiry date.

4. Enter the OTP received on the registered mobile number.

5. Enter your Credit Card PIN.

6. Set up your UPI PIN.

With the above steps, you will have successfully linked your RuPay Credit Card with PayZapp UPI. You can now start making payments to numerous merchants through the application.

Click here for upi payment through PayZapp on your IOS phone.
Click here to make online upi payment through PayZapp on your Android phone.

How To Pay Through PayZapp UPI Using Your RuPay Credit Card?

Making payments through PayZapp UPI is convenient and secure. Here’s how to do it:

1. Launch the PayZapp mobile application.

2. Tap on the ‘UPI’ icon labelled ‘Send Money’ to make payments to any merchants or swipe down on Home Screen to scan & pay using the QR code scanner.

3. Specify the amount you wish to pay/transfer.

4. Choose your ‘RuPay Credit Card’ as the payment method.

5. Add a remark if you want and confirm the payment by entering the UPI PIN.

This way, you can enjoy the convenience and security of UPI payments while utilising your Credit Card as the primary source of funds for various transactions.

Benefits Of Linking RuPay Credit Card With PayZapp UPI?

Now that you have linked your RuPay Credit Card and learned how to make payments with PayZapp UPI, here are the benefits it offers.

• Convenience
  
  By linking your RuPay Credit Card, you eliminate the need to enter your Credit Card Details every time you wish to make a payment and simplify the process of making payments through PayZapp UPI.
  
  

• Speedy Transactions
  
  While it is technically a Credit Card, you can enjoy the speed and convenience of UPI payments with your RuPay Credit Card.
  
  

• Cashpoints and rewards
  
  PayZapp offers exclusive reward programs, allowing you to earn Cashpoints on your transactions. You can check for various reward programs in the ‘Cashpoints and Offers’ section within the application.
  
  

• Credit Card offers
  
  Credit Cards often give you attractive offers that you can utilise to maximise your rewards and enjoy additional savings on your expenses. This feature stays intact even with RuPay Credit Card UPI payments with PayZapp.
  
  

• Notifications and alerts
  
  PayZapp provides real-time transaction alerts to keep you informed about your payment activities. You can also setup payment reminders to stay on top your financial obligations.
  
  

• Secure transactions
  
  PayZapp is equipped with robust security measures like multi-factor authentication, and biometric verification to protect your financial information, thereby facilitating secure transactions.
  
  

• Interest Free-Credit Period
  
  Your RuPay Credit Card also gives you access to an interest-free credit period of up to 45 days on your UPI payments.
  
  

Seamlessly Manage Your Finances with PayZapp

PayZapp provides a seamless and efficient way to transfer funds, make payments, and manage other financial obligations. By linking your RuPay Credit Card with PayZapp UPI, you can turn your smartphone into a powerful payment tool that simplifies your day-to-day transaction and enables you to maximise your Credit Card benefits.

*Terms and conditions apply. The information provided in this article is generic in nature and for informational purposes only. It is not a substitute for specific advice in your own circumstances.