Schemes

To know more about your preferred scheme please select below related loan category and go through the details:-

Business Activity Loan

Prime Minister’s Employment Generation Programme (PMEGP)

1) Prime Minister's Employment Generation Programme (PMEGP) is a credit linked subsidy programme administered by the Ministry of Micro, Small and Medium Enterprises, Government of India. Khadi & Village Industries Commission (KVIC), is the nodal agency at national level for implementation of the scheme.

2) To generate employment opportuniites in rural as well as urban areas through setting up of new self - employment ventures , projects, micro enterprises.

3) Project cost Rs.25.00 lakhs for manufacturing unit and Rs.10.00 lakhs for Service Unit
Pradhan Mantri Mudra Yojna (PMMY)

1) Pradhan Mantri Mudra Yojana (PMMY) is a scheme set up by the Government of India (GoI) through MUDRA (a subsidiary of SIDBI) that helps in facilitating micro credit upto Rs. 10 lakh to small business owners.

2)  Launched on 8th April, 2015 to extend credit to mainly non-farm enterprises in manufacturing, trading and services whose credit needs is below Rs. 10 Lakhs.

3)  Collateral free: Mudra Loan is collateral free.

4)  Categories: Initial schemes included under Shishu: Loans upto Rs. 50K, Kishore: Loans from 50K - 5 lakhs and Tarun: Loans from 5 – 10 lakhs.

5)  Eligibility: The business should be either of Small manufacturing enterprise, Shopkeepers, etc
Pradhan Mantri Street Vendor aatmanirbhar nidhi scheme (PM Svanidhi)

1) The PM Street Vendor's AtmaNirbhar Nidhi (PM SVANidhi) scheme, which was launched in June amid the pandemic, is a micro-credit facility for street vendors.

2) The scheme intends to facilitate collateral free working capital loans of up to INR10,000/- of one-year tenure, to approximately 50 lakh street vendors, to help resume their businesses in the urban areas, including surrounding periphery-urban/rural areas.
Standup India Scheme (Standup India)

1)  Stand-Up India (SUI) scheme for financing SC/ST and/or Women Entrepreneurs has been launched by Hon’ble Prime Minister (PM) on April 05, 2016.

2)  Loans between Rs. 10 lakh and Rs. 1 Crore to at least one SC or ST borrower & at least one woman borrower per bank branch for setting up a greenfield enterprise in manufacturing, services or trading sector.

3)  In case of non-individual enterprises, at least 51% of the shareholding and controlling stake should be held by either an SC/ST or Woman entrepreneur.

4)  Loan amount (Limit): Rs. 10 Lakhs to 1 crore

5)  Categories: In case of non-individual enterprises, 51% of the shareholding and controlling stake-holders should be held by SC/ST and/or Women Entrepreneur
WCC - Weavers Credit Card

1) Scheme benefits available for weavers ,ancillary workers involved in weaving activity.

2) Preference would be given to weavers identified under third census of handloom weavers as well as weavers identified by state government .

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Livelihood Loan

DeenDayal Antyodaya Yojana National Rural Livelihoods Mission (Day – NRLM)

1) The scheme aims at providing financial assistance available to urban poor in setting up individual and group enterprises will be in the form of Interest subsidy on the bank loans.

2) Interest subsidy, over and above 7% rate of interest will be available on a bank loan for setting up of individual or group enterprises
Self-Employment Scheme for Rehabilitation of Manual Scavengers (SRMS)

1) To rehabilitate the scavengers and their dependents .

2)The identified scavengers will be provided training, loan, and subsidy. Banks will provide loans to candidates sponsored by State Channelising agencies only.

3) After sanction of the loan, bank will claim amount of capital subsidy from the State Channelising Agencies who in turn will provide admissible capital subsidy, which will be disbursed to the beneficiary alongwith the loan amount.

4)The beneficiaries are free to select any viable income generating self employment project.

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Agri Infrastructure Loan

ACABC - Agriclinics and Agribusiness Centres Scheme (ACABC)

1) To create gainful self employment opportunities to unemployed agricultural graduates.

2) Agri clinic are envisaged to provide expert advice and service to farmers on various technologies.
Agri Marketing Infrastructure

1) Assistance to Micro Food Processing Enterprises To create gainful self employment opportunities to unemployed agricultural graduates. Agri clinic are envisaged to provide expert advice and service to farmers on various technologies.

2) To develop Agricultural Marketing Infrastructure including Storage Infrastructure in agricultural and allied sector;

3) To promote innovative and latest technologies in post-harvest and agricultural marketing infrastructure;

4) To develop alternative & competitive Agri.

5) Assistance to Micro Food Processing Enterprises aims to enhance the competitiveness of existing individual micro-enterprises in the unorganized segment of the food processing industry and promote.
AIF - Agriculture Infrastructure Fund Portal

1) To improve marketing and supporting infrastructure in Gramin Agricultural Markets (GrAMs) as well as in regulated wholesale markets of APMC/RMC by developing marketing infrastructure so as to enhance farmers' market accessibility and reduce post-harvest losses, marketing cost and number of intermediation in supply.

2) The primary objective of the scheme is to provide financial support for agriculture entrepreneurs to improve agriculture infrastructure in India

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Education Loan

CSIS - Central Scheme for Interest Subsidy on Education Loans for Economically Weaker Sections (CSIS)

1) For pursuing education within India.

2) NAAC accredited institutions offering profession/technical courses or professional/technical program accredited by NBA or Institution of national importance or Centrally Funded Technical Institutions(CFTI's) will be eligible.

3) Subsidy can be claimed only once either for UG, PG or integrated courses (graduate+post graduate)
Padho Pradesh Scheme

1) Objective of the scheme is to award interest subsidy to meritorious students belonging to economically weaker sections of notified minority communities.

2) The interest subsidy under the scheme shall be available to the eligible students only once either for Masters, M phil or Ph D levels
Dr Ambedkar Central Sector Scheme of Interest Subsidy on Education Loan for Overseas Studies for OBCs & EBCs

1) Scheme is applicable for Master , M Phil Doctorate

2) For OBC candidates to be eligible for the scheme, total income from all the sources shall not exceed present creamy layer criteria.

3) For EBC Candidates to be eligible for the scheme, total income from all the sources shall not exceed Rs 2.5 lakhs per annum.

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Jansamarth – A National Portal for Government Sponsored Schemes

Features

Process

Schemes

Business Activity Loan

Livelihood Loan

Agri Infrastructure Loan

Education Loan